Flood Insurance Rate Table
Annual Rates per $100 of Coverage
Note: Rates listed below are split within each category. The first is the Basic Insurance Limit. The second is the Additional Insurance Limit. These limits vary for different coverage options.
Regular Program
POST-FIRM Construction Rates
(Start of construction or substantial improvement AFTER 12/31/74, or AFTER the effective date of the initial Flood Insurance Rate Map (FIRM), whichever is later.
Regular Program --POST-FIRM Construction Rates
FIRM Zone AO, AH
("No Basement" Buildings Only)1
Occupancy Building Contents
1-4 Family
With Certificate
of Compliance2 .28/.08 .37/.13
Without Certificate
of Compliance or
Elevation Certificate3 .93/.21 1.17/.24
Other Residential
With Certificate
of Compliance2 .23/.08 .37/.13
Without Certificate
of Compliance or
Elevation Certificate3 1.01/.36 1.17/.24
Non-Residential
With Certificate
of Compliance2 .23/.08 .23/.13
Without Certificate
of Compliance or
Elevation Certificate3 1.01/.36 1.97/.31
Notes:
See policy limits here(LINK).
1 Zones AO, AH Buildings With Basements/Enclosure: Submit for Rating.
2 With Certification rates are to be used when the elevation certificate shows that the lowest floor is equal to or greater than the community's elevation requirement.
3 "Without certification" rates are to be used only on Post-FIRM structures without an Elevation Certificate or when the Elevation Certificate shows that the lowest floor elevation of a Post-FIRM structure is less than the community's elevation requirement
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Source:NFIP
Rates Effective: 05/01/08
Web Page Updated:05/20/08