Flood Insurance Rate Table

Annual Rates per $100 of Coverage

Note: Rates listed below are split within each category. The first is the Basic Insurance Limit. The second is the Additional Insurance Limit. These limits vary for different coverage options.

Regular Program

POST-FIRM Construction Rates

(Start of construction or substantial improvement AFTER 12/31/74, or AFTER the effective date of the initial Flood Insurance Rate Map (FIRM), whichever is later.

FIRM ZONES A99, B, C, X

Single Family Structure

Building Type             Building        Contents
No Basement/Enclosure      .78/.21        1.20/.37
With Basement              .89/.30        1.36/.43
With Enclosure             .89/.34        1.36/.49
Mobile Home                .78/.38        1.20/.37
Note:Limits $50,000/$200,000 for Building,
$20,000/$80,000 for Contents

2-4 Family Structure

Building Type             Building
No Basement/Enclosure      .78/.21
With Basement              .89/.30
With Enclosure             .89/.34

Contents Location         Contents
Basement & Above          1.53/.56
Enclosure & Above         1.53/.65
Lowest Floor only -
Above Ground Level        1.20/.59
Lowest Floor Above Ground
Level & Higher Floors     1.20/.37
Above Ground Level - More
than One Full Floor        .35/.12
Note:Limits $50,000/$200,000 for Building,
$20,000/$80,000 for Contents

Other Residential

Building Type             Building
No Basement/Enclosure      .74/.21
With Basement              .95/.30
With Enclosure             .95/.34

Contents Location         Contents
Basement & Above          1.53/.56
Enclosure & Above         1.53/.65
Lowest Floor only -
Above Ground Level        1.20/.59
Lowest Floor Above Ground
Level & Higher Floors     1.20/.37
Above Ground Level - More
than One Full Floor        .35/.12
Note:Limits $150,000/$100,000 for Building,
$20,000/$80,000 for Contents

Non-Residential

Building Type             Building
No Basement/Enclosure      .74/.21
With Basement              .95/.30
With Enclosure             .95/.34
Mobile Home                .95/.39

Contents Location         Contents
Basement & Above          1.58/.61
Enclosure & Above         1.58/.73
Lowest Floor only -
Above Ground Level         .97/.43
Lowest Floor Above Ground
Level & Higher Floors      .97/.31
Above Ground Level - More
than One Full Floor        .22/.12
Mobile Home                .85/.53
Note:Limits $150,000/$350,000 for Building,
$130,000/$370,000 for Contents

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Source:NFIP
Rates Effective 05/01/08
Web Page Updated: 05/20/08