Flood Insurance Rate Table

Annual Rates per $100 of Coverage

Note: Rates listed below are split within each category. The first is the Basic Insurance Limit. The second is the Additional Insurance Limit. These limits vary for different coverage options.

Regular Program


POST-FIRM Construction Rates

(Start of construction or substantial improvement AFTER 12/31/74, or AFTER the effective date of the initial Flood Insurance Rate Map (FIRM), whichever is later.

Regular Program --POST-FIRM Construction Rates

FIRM Zone D

Single Family Structure

Building Type            Building        Contents
No Basement/Enclosure    1.11/.38        1.11/.69
With Basement             *******         *******
With Enclosure            *******         *******
Mobile Home              1.45/.75        1.31/.80

Note:Limits $50,000/$200,000 for Building,
$20,000/$80,000 for Contents
******* Submit for Rate

2-4 Family Structure

Building Type              Building
No Basement/Enclosure      1.11/.38
With Basement              *******
With Enclosure             *******

Contents

Contents Location          Contents
Basement & Above            *******
Enclosure & Above           *******
Above Ground Level         1.11/.69
Lowest Floor Above Ground
Level & Higher Floors      1.11/.47
Above Ground Level - More
than One Full Floor         .35/.12

Note:Limits $50,000/$200,000 for Building,
$20,000/$80,000 for Contents
******* Submit for Rate

Other Residential

Building Type             Building
No Basement/Enclosure     1.20/.69
With Basement              *******
With Enclosure             *******

Contents

Contents Location          Contents
Basement & Above            *******
Enclosure & Above           *******
Lowest Floor only -
Above Ground Level         1.11/.69
Lowest Floor Above Ground
Level & Higher Floors      1.11/.47
Above Ground Level - More
than One Full Floor         .35/.12

Note:Limits $150,000/$100,000 for Building,
$20,000/$80,000 for Contents
******* Submit for Rate

Non-Residential

Building Type             Building
No Basement/Enclosure     1.20/.69
With Basement              *******
With Enclosure             *******
Mobile Home               2.49/.93

Contents

Contents Location         Contents
Basement & Above           *******
Enclosure & Above          *******
Lowest Floor only -
Above Ground Level        1.95/.62
Lowest Floor Above Ground
Level & Higher Floors     1.95/.59
Above Ground Level - More
than One Full Floor        .24/.12
Mobile Home               1.95/.62

Note:Limits $150,000/$350,000 for Building,
$130,000/$370,000 for Contents
******* Submit for Rate

Return to Insurance Rates Homepage

Source:NFIP
Rates Effective: 05/01/08
Web Page Updated: 05/20/08